Monday, December 17, 2012

How to Curb Your Christmas Spending




by Derinda Wildman, Cheltenham and North Cotswolds NCT


Christmas! What a great time of year, and all the more exciting for sharing with your new baby, family and friends. But with presents to buy and cards to send, the tree and decorations, festive fare and visits to Santa, is it possible to do this on a limited budget without feeling distinctly unfestive or like Scrooge? I’m delighted to say that indeed it is, and here are some ideas that might help to save some pennies!

Christmas Trees


Christmas trees are an integral part of the celebrations in our house, and my children love the family tradition of decorating the tree together, but they can be expensive. So how about having a small tree with roots that you can plant out in your garden and use year after year? An artificial tree can also last many years (and you don’t have needle drop to worry about with little feet padding around). In our house we’ve decorated a large plant with fairy lights and small decorations and it looked fantastic! Or how about adorning some small branches and twigs with the fairy lights and decorations for an equally enchanting effect?


Decorations


For decorations, we like to get creative and the children have made some lovely ones - they love being part of the Xmas preparations too. Shapes made from card (stars, baubles, angels etc) and decorated, with a hole punched in the top and threaded will keep the little ones amused for a while, as will making paper chains, cutting snowflakes from paper, and making salt dough decorations. Oranges studded with cloves and hung with red ribbon always look lovely and give a wonderful festive fragrance (so long as they’re taken down before they go off, which doesn’t smell so good!). Ivy and other evergreens can be gathered from outside and draped around the room (remember not to use real mistletoe as the berries are poisonous), and a vase or dish filled with pine cones (left natural or sprayed with silver or gold paint) all give a festive feel.

Presents


And so to the presents! For children’s toys the NCT Nearly New Sale is a fantastic treasure trove, and relatives love pictures made by the children (hand and foot prints of little ones are always well received). Personal and homemade presents are always lovely gifts – it really is the thought that counts here! Edible gifts (sweets, biscuits, cakes) and home grown plants are appreciated and children can be involved in making these too, as well as simple rolled candles (craft shops sell wicks and wax sheets for rolling and the candles can be decorated with glitter for that Christmas sparkle). 

The gift of time is always valued and this can easily be made into a voucher promising the recipient a skill or service that you can offer e.g. entitlement to an evening’s babysitting, a promise of a home cooked meal, breakfast in bed, gardening – the possibilities are endless!  Groups of relatives or friends may also consider setting a budget for presents or operating a ‘Secret Santa’ system where everyone in the group buys just a present for one other person (chosen by picking names from Santa’s hat maybe?) It’s amazing what can be found on a limited budget, particularly if you buy from charity shops (a feel good factor too as the charity is also benefiting)!

Wrapping


Which brings us on to the wrapping … here the possibilities are endless: brown paper painted with your little one’s hand or foot prints and tied with string or red ribbon; pages from newspapers and magazines colour-washed with paint by the children (cheery stories only on the pages please!); fabric, hessian, or for those big awkward presents, a sheet, tied with a bow; or last year’s wrapping paper reused (a quick iron first helps – cool setting only!). Tags can be made by cutting pictures from last year’s cards, or use Christmas shapes made from thin card, painted and decorated by the children.



Cards


The expense of buying and posting Christmas cards can be reduced by sending e-cards instead (some charities offer free e-cards, others ask for a donations). Alternatively some people only send cards to those they won’t see over the festive period. Of course cards can be hand delivered to those who live locally saving on the postage (and the family get to enjoy seeing all the pretty trees and decorations in the windows of your neighbours as they do the deliveries). Children love to make cards too: the simplest I have seen was a Christmas tree shape made from a green triangle for the tree and a small red square for the pot (sponge painting or potato printing would work well) with a star sticker on the top – it was very effective and wonderfully personal.

Christmas displays


Even visits to Santa can be done on a budget! Local events e.g. school Christmas fairs, often have Santa walking around chatting to the children. In particular my family love seeing the numerous decorated Christmas trees at the Festival of the Tree (Emmanuel Church, Cheltenham) where Santa can often be seen. Seeing the Christmas lights in your town, village or neighbourhood is also magical for the children (I often take them on dusk walks locally to spot the magnificent lights, trees and decorations of our neighbourhood!) Garden centres too often provide much entertainment gazing at the displays of Christmas lights.

Food


Then there’s the food! Christmas often means huge queues in the supermarket and enough food at home to last as if we were under siege! So, easy ways here to budget are only to buy what you’ll eat, ask guests to contribute by bringing some food (or the prepared vegetables, pudding, drinks, etc) and to buy from local farmers markets or farm shops (sometimes you can pre-order which makes things even easier!) – saves time in the queue and money! If you can control yourself, buy Christmas treats whenever you see them on offer.





I simply love the excitement of Christmas, and can indulge that side of me even more now that I have children. It is made even more exciting for us all by involving them in making presents and decorations, and what could be better than the little ones revelling in your time as you prepare for Christmas with them? So, not a bah humbug in sight! Happy Christmas everyone!

How do you budget at Christmas? Let us know by commenting below.

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